Fixed index annuities—a new core allocation for retirement
With today’s low yields, clients may need more income than what traditional fixed income assets can offer. This toolkit highlights the value of adding fixed index annuities (FIAs) like The Power Series of Index Annuities® to help provide clients with more growth potential, more principal protection, and more income for life.
A powerful fixed income alternative for today’s market
Discover the critical role that FIAs can play in portfolio construction as a fixed income alternative that offers protection against interest rate risk.
See how FIAs can improve portfolio outcomes
Learn more about the game-changing research
by AllianceBernstein (AB) on the value of adding FIAs, available exclusively from AIG.
Explore our online calculatorto see the hypothetical range of interest an FIA could generate in different markets.
Access our client white paperto help clients build a portfolio with more upside potential and less downside risk.
Need a hypo? Have questions? We’re here to help.
Call our Sales Desk at 888-502-2900 (IMO/BGAs: 888-438-6933) or fill out the form below for more information.
For financial professional or agent use only. Not for use with the public.
Index annuities are not a direct investment in the stock market. They are long-term insurance products with guarantees backed by the claims-paying ability of the issuing insurance company. They provide the potential for interest to be credited based in part on the performance of the specified index, without the risk of loss of premium due to market downturns or fluctuations. Index annuities may not be appropriate for all individuals.
Withdrawals may be subject to federal and/or state income taxes. An additional 10% federal tax may apply if clients make withdrawals or surrender their annuity before age 59½.
All contract and benefit guarantees, including any fixed account crediting rates or annuity rates, are backed by the claims-paying ability of the issuing insurance company. They are not backed by the broker/dealer from which this annuity is purchased.
Index annuities are issued by American General Life Insurance Company (AGL), Houston Texas or The Variable Annuity Life Insurance Company (VALIC), Houston, Texas. AGL and VALIC are member companies of American International Group, Inc. (AIG). The underwriting risks, financial and contractual obligations and support functions associated with the annuities issued by AGL or VALIC are its responsibility. Guarantees are backed by the claims-paying ability of AGL or VALIC, not AIG. AGL and VALIC do not issue annuities in the state of New York. Annuities and riders may vary by state and are not available in all states.
